About Us
This is pension planning, redefined
We all want a brighter future, especially when we stop working. We believe we can grow your wealth so you can have a retirement to look forward to.
Brite offers you an all-in-one pension service – from advice to transfers to pension administration and asset management. This means we don’t use middle men or third parties – so we keep control of costs and you keep more of your retirement money.
A pension planning experience like no other
Our starting position is always to put your interests first with insightful expertise.
We aim to help people all over the world reconnect with and maximise their UK pensions and explain things in straight forward language.
We constantly advise clients not to ignore the growth potential of their existing funds. A big drag on pension performance can be high charges. That’s why we combine world class pension advice with low fees so you keep more of your money.
UK Pensions transfers
Best practice and your best interests
FCA express concerns over life bonds in pensions
The Financial Conduct Authority (FCA) in the UK recently voiced concerns about overseas advisory firms advising clients to transfer UK pensions into a self-invested personal pension using an offshore investment bond as they may be exposed to high and/or unnecessary charges.
This essentially means money is being invested with a third party Life Insurance company and the firms advising on these assets are receiving high commissions in return – to the detriment of your pension fund. It can also be very difficult (and expensive) to leave such arrangements once one has entered into them.
The Financial Conduct Authority (FCA) in the UK recently voiced concerns about overseas advisory firms advising clients to transfer UK pensions into a self-invested personal pension using an offshore investment bond as they may be exposed to high and/or unnecessary charges.
This essentially means money is being invested with a third party Life Insurance company and the firms advising on these assets are receiving high commissions in return – to the detriment of your pension fund. It can also be very difficult (and expensive) to leave such arrangements once one has entered into them.
Switch out of a life bond
If you have a pension fund in a life bond ask for all charges to be disclosed and seek advice about how you can move it to a lower cost investment platform.
Brite offers a unique model allowing you to move 100% of your money from a Life Bond into our modern, clear investment platform.
Contact us for more information.
A link to the FCA’s consumer guidance is available here.
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