Ryal has been in the finance industry for over 23 years. He holds a Bachelors Degree in Accounting Science from the University of South Africa. In addition, Ryal holds a training internship with the South African Institute of Chartered Accountants (SAICA) signed off in 2003.

His diverse experience in finance ranges from Portfolio Manager for a Boutique Private Equity Company that managed large local pension fund portfolios, where he gained a deeper understanding of the investment and pensions market from an institutional perspective to business owner and Finance Director. He also recently acquired a certificate of merit in Fintech Opportunities and Disruption from Gordon’s Institute of Business Science.

Ryal also enjoys sport, motor racing, football, rugby, cricket and follows F1 and Moto GP, he holds an internationally graded 5th Degree Black Belt in Goju Ryu Karate issued by the Japanese Karate Federation (JKF) which he believes is the primary attributor to his success to date.